How? Why? Where auctions Contacts


Seven steps to buying a home


1. Figure out how much house you can afford.

     Call a lender (for example, Amerisave, Wells Fargo, Chase, Prospect Mortgage, AIM Loans, Sun West Mortgage) and ask a loan officer to pre-approve you.  At this point, there's no need to shop for the company with the best rates, since rates change every day. You'll want to shop for rates later, when your offer has been accepted. Note that you're under no obligation to get a loan from the lender that pre-approved you.

2. Find a neighborhood that’s right for you.

     Check out neighborhoods on our Where? page, then drive around and explore different areas. 

3. Search for homes in your price range.

     Go to our Where? page to search for homes, then make a list of homes you’d like to investigate further. E-mail the list (with MLS numbers) to us at, and we’ll provide you with a full client MLS printout for each of the homes. (Please limit your request to no more than 15 homes at one time.)

4.  Narrow your list.

     Drive by the homes, but don’t contact owners or agents. Come up with a list of properties you'd like to see, or visit them if they're holding open houses.

5. Call Lori at (707) 481-1776 or Ashok at (415) 860-4841.

     We’ll give you a private showing if you're not able to visit during an open house, and provide you with comparative market analyses, and other useful information. We'll also give you a signed pledge that we will limit our share of the cooperating broker commission to 1.25% of the sales price of the home (plus a surcharge if you view more than ten homes or make more than six offers), and credit the balance of it back to you at close of escrow, assuming the sales price is $480,000 or more.

6. Make your offer.

     We'll prepare it for you and work exceptionally hard to get you the best deal possible.

7. Relax.

     Once your offer is accepted, we‘ll handle all of the paperwork required from contract to close of escrow. We‘ll do our best to make sure your transaction is smooth and successful. If the transaction doesn’t close, you owe nothing.

     Careful!  Real estate agents operate on the principle of “procuring cause” when determining who gets the buyer’s agent’s commission. A simple mistake can cost you thousands of dollars.

     For example, if you visit new model homes and sign the guestbook, enter a raffle, or give out your name, the sales staff may get credit for "finding" you, costing you a chance to get a buyer rebate.

     If you’re interested in buying a new home, please note that many builders won't pay a commission to your agent unless you’re accompanied by that agent during your first visit.

    Click here to learn how some simple mistakes can cost you thousands of dollars.


     Think you can save money by making an offer without an agent? Don’t count on it. If you make an offer without representation, all of the buyer’s agent’s commission goes to the listing agent as procuring cause.


Come up with a list of homes you're interested in.
We'll help you through the rest. is licensed by the California Department of Real Estate through Lori Alden, Broker (License No. 01811185)  This is not intended as a solicitation of anyone who is already in a contract with a licensed agent. We respect all existing contract relationships.

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